LIVING IN TEMA : PART 1
Living in Tema, Ghana, can be an exciting experience with the right preparation. Known for its bustling port, vibrant local culture, and proximity to Accra (Ghana's capital), Tema offers expats a blend of urban living with coastal relaxation. Here’s an ultimate expat guide to help you settle in and connect with social-minded people in Tema.
1. Understand the Local Culture and Customs
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Greetings: Ghanaian culture places a lot of importance on respect and formal greetings. Start conversations with “Good morning” or “Good afternoon” and be sure to greet people properly (e.g., shaking hands or a respectful bow).
Language: English is the official language, but many locals speak Twi, Ga, or Ewe. Learning a few common phrases in the local languages will help you feel more integrated.
Dress Modestly: While casual attire is common, it’s important to dress modestly, especially when visiting religious or traditional places.
Ghana’s rental system: Most leases are paid annually. Be prepared to pay rent upfront and also factor in utility bills like water, electricity, and garbage collection.
2. Find Accommodation
4. Set Up Bank Accounts
Banks: Popular banks in Ghana include Ecobank, Standard Chartered, and Absa Bank Ghana. Setting up a local account will make it easier to handle transactions. Some banks may require a reference from a local person.
Mobile Money: Ghana has a strong mobile money system. Services like MTN Mobile Money are widely used for day-to-day transactions.
3. Explore Transportation
Public Transport: Taxis and tro-tros (shared minibuses) are the main public transport options. However, traffic in Tema can be heavy, so it’s often better to use apps like Uber or Bolt for convenience.
Driving: If you’re driving, you’ll need to either use your international license or convert it to a Ghanaian license after a few months.
5. Get Familiar with Healthcare
Health Insurance: Consider getting private health insurance for better access to care. The National Health Insurance Scheme (NHIS) covers basic health services but private health insurance is recommended for expats.
6. Create a Social Network
Local Events: Keep an eye on local events through platforms like ACCRA CONXT events. Participate in festivals, cultural events, or networking events to meet new people.
7. Discover the Local Cuisine
Try Local Dishes: Ghanaian food is flavorful, with dishes like jollof rice, banku, tilapia, fried plantains (kofi), and fufu. Explore local eateries and food markets, and embrace Ghana’s rich culinary culture.
Restaurants and Cafes: Tema has a growing number of international restaurants where you can enjoy both local and international meals.
8. Acclimatize to the Weather
Tropical Climate: Tema has a tropical climate, with a mix of hot and humid weather. The rainy season lasts from April to October, so be prepared for occasional showers. Light, breathable clothing is recommended, but don’t forget sunscreen and hydration.
9. Learn About Local Politics
Stay Informed: Ghana is known for its stable democracy. However, staying informed about the local political climate can be helpful, especially if you plan to engage in the community.
Local News: Read local newspapers like the Daily Graphic or Ghanaian Times, or follow news sources to stay updated on political, economic, and social issues.
10. Keep in Touch with Home
Communication: There are good internet and phone services available in Tema, including 4G networks. Using services like WhatsApp, Skype, and Zoom will help you stay connected with family and friends abroad.
